FINANCIAL SERVICES

Turn Financial Documents Into Instant Decisions

From loan origination to KYC compliance, financial institutions trust Retriv.ai to extract critical data from millions of documents with bank-grade accuracy and security.

$50B+
Loans Processed
2.5M+
Documents per Month
18 min
Avg. Processing Time
99.2%
Accuracy Rate

Built for Every Stage of the Lending Lifecycle

From application intake to loan servicing, automate document processing across your entire operation.

PAYSTUB_2024_Q4.PDF
VERIFIED
EmployerAcme Technologies Inc.
Gross Monthly Income$12,500.00
YTD Earnings$125,000.00
Employment StatusActive - 5 years
Processed in 1.8 seconds • 100% field accuracy
INCOME VERIFICATION

Verify Income in Seconds, Not Hours

Your underwriters are drowning in pay stubs, W-2s, tax returns, and bank statements. Every application requires manual data entry and cross-referencing across multiple documents.

Multi-format support
Process any format: digital PDFs, scanned documents, photos, or faxes
Intelligent validation
Auto-calculate debt-to-income ratios and flag inconsistencies
Direct LOS integration
Push extracted data directly into Encompass, Ellie Mae, or custom systems
92%
Reduction in manual data entry time
BANK STATEMENT ANALYSIS

Cashflow Analysis on Autopilot

Business lending requires deep analysis of bank statements — identifying deposits, calculating average monthly balance, flagging NSF fees, and spotting irregular activity.

What We Extract:
Beginning & ending balance
Total deposits by month
NSF/overdraft fees
Recurring transactions
Large/unusual withdrawals
Average daily balance

"We process 500+ business loan applications per month. Retriv.ai reduced our bank statement review time from 45 minutes to under 2 minutes per application."

— Sarah Chen, VP of Underwriting, Community Bank of Texas

3-MONTH CASHFLOW ANALYSIS
October 2024
HEALTHY
Deposits
$142,350
Avg Balance
$18,420
NSF Fees
0
November 2024
CAUTION
Deposits
$138,900
Avg Balance
$17,100
NSF Fees
1
December 2024
HEALTHY
Deposits
$165,200
Avg Balance
$21,800
NSF Fees
0
Recommended Loan Amount$125,000
FRAUD PREVENTION

Catch Fraudulent Documents Before They Cost You

Document fraud costs lenders billions annually. Retriv.ai's visual grounding and metadata analysis can identify red flags that human reviewers miss.

Font Inconsistencies

Detects when multiple fonts are used in the same document section — a common sign of tampering.

Date Anomalies

Flags documents with illogical date sequences or metadata timestamps that don't match stated dates.

Template Mismatches

Identifies documents that don't match known templates from legitimate issuers (banks, employers, IRS).

Integrated with leading fraud detection platforms: SentiLink, Socure, Middesk

Ready to Accelerate Your Lending Operations?

Join leading financial institutions already processing millions of documents with Retriv.ai.